Understand The Times, International

																																																																											The year 2011 will go down as a record-setting year when it comes to federal disaster declarations, industry analysts say. 

																																																																											With another three months left in 2011, and hurricane season continues until November 30, the number of federal disaster declarations already exceeds 2010�s record, according to the Insurance Information Institute.

																																																																											�The federal government issued 86 disaster declarations as of September 30, breaking the previous annual U.S. record total of 81, which was set just last year,� said Dr. Robert Hartwig, an economist and president of the I.I.I. �The number of U.S. disaster declarations has been trending sharply upward, particularly over the past 15 years,� he said. The average number of disaster declarations between 1953 and 2010 was 34 per year.

																																																																											�We�re likely to see nearly three times that many by year-end 2011,� Hartwig said, noting that the increase in recent years was due both to growth in the actual number of catastrophes, as well as to an apparent increase in the propensity to issue federal disaster declarations.

																																																																											The NCDC list, in chronological order, included:

																																																																											� The Groundhog Day Blizzard (Jan. 29 � Feb. 3): This large winter storm impacted numerous central, eastern and northeastern states, and brought Chicago to a virtual standstill.

																																																																											� Midwest/Southeast Tornadoes (April 4 � 5): Forty-six tornadoes swept a total of 10 central and southern states.

																																																																											� Southeast/Midwest Tornadoes (April 8 � 11): Fifty-nine tornadoes are believed to have formed within this timeframe, hitting nine central and southern states.

																																																																											� Midwest/Southeast Tornadoes (April 14 � 16): About 160 tornadoes are estimated to have hit 10 states in the central and southeastern portions of the U.S.

																																																																											� Southeast/Ohio Valley/Midwest Tornadoes (April 25 � 30): More than 300 tornadoes caused 327 deaths in the U.S. in late April, with 240 of the fatalities occurring in Alabama. Twelve other central and southern states were also impacted adversely by a series of tornadoes that caused nearly $7 billion in insured losses.

																																																																											� Midwest/Southeast Tornadoes (May 22 � 27): The EF-5 tornado which struck Joplin, Missouri on May 22 is the single deadliest tornado to strike the U.S. since �modern tornado record keeping began in 1950,� the NCDC observed. Fourteen other central and southern states were hit by this tornado outbreak in late May.

																																																																											� Southern Plains/Southwest Drought, Heat Wave and Wildfires (Spring-Summer): Texas, Oklahoma, New Mexico, Arizona, southern Kansas, western Arkansas and Louisiana were the regions of the U.S. hardest hit by these conditions.

																																																																											� Mississippi River Flooding (Spring-Summer): Unusually heavy rains, combined with a melting snowpack, caused severe flooding along the Mississippi River and its tributaries.

																																																																											� Upper Midwest Flooding (Spring-Summer): These floods prompted the evacuation of nearly 11,000 people in Minot, North Dakota, as the Souris River overflowed. Numerous levees were breached along the Missouri River, flooding thousands of acres of farmland, as well.

																																																																											� Hurricane Irene (Aug. 20 � 29): Irene made landfall in North Carolina as a Category 1 hurricane, and moved northward up the Atlantic seaboard, causing major flooding in New Jersey, upstate New York, and Vermont. The insurance claims payouts resulting from Irene�s journey up the East Coast are estimated at up to $6 billion, according to risk modelers.