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In The News
   
 
 

 

In The News

 
July 18 - You Won't Need a PIN When You Pay for Everything with Your Face

Article: Technology For A Global Monetary System
 

Imagine a world where your debit card stays in your pocket at all times, and you never have to touch cash. This is a place where you don't have to remember your wallet, or even phone, when you run down to the corner store. It's a future well off in the distance, to be sure, but dozens of companies are taking the first steps to get there. 

You probably already know about payment systems like Google Wallet, which can use NFC technology to let you check out with the swipe of a smartphone. There are also services that use geo-fencing to register when you've walked into a store and when you walk out. The latest fad, however, doesn't require any extra equipment at all—at least none you'd be carrying around. You just need your face. It's a big, crazy step. But also one we have the tools to start working toward. 

At present, there's a small slew of companies using facial recognition software to handle all kinds of transactions. The work they're doing has the potential to completely change your daily life, and scare the underpants off of privacy advocates. But companies like Uniqul are mostly counting on the former. This Finnish start-up is on a mission with the stated purpose to create "the world's fastest payment system," and this week they launched a novel payments system based on facial recognition. 

The elephant in the room, of course, is whether stores are willing to make the massive investment in extravagant facial recognition equipment to use the service, and whether people are willing to let Uniqul file their face away in a database of customers.

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